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Dial *254# on any mobile operator in Kenya.

Select the loan request option to view the limit, interest, and loan tenure.

Enter the loan amount and press OK to continue

Confirm loan details as displayed to continue

Enter Mobile Money pin

Receive SMS notifications on Loan allocation with relevant loan information.

Requirements:

Must be a Kenyan citizen of 18 years of age and above

Must have a valid national Identification Card (ID)

Must have a registered mobile number from a recognized Mobile Network Operator in Kenya, i.e., either Airtel, Safaricom or Telkom, i.e., either Airtel, Safaricom or Telkom

Have a mobile money account, i.e., either Airtel Money/M-PESA/T-Kash

The SIM card in question can/ will only be eligible if it has been used for more than 90 days.

Reside and conduct economic activities in Kenya.

Provide the Location of residence during the onboarding process (where applicable)

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